Driving in Germany as a foreign driver
Registering your car in Germany
It is important to book appointments in advance. Also make sure you bring all of the required documents to your appointment. How you register your car and which documents you need depends mainly on whether you are registering a new car or a used car. If you want to register a decommissioned car, additional requirements will apply.
Basic things to know about car insurance in Germany
There are three different types of car insurance in Germany: Third-party liability (mandatory), fully comprehensive and partially comprehensive insurance (both optional).
The cost of your car insurance premium depends on a number of different factors. The two most important factors are your no-claims class (Schadenfreiheitsklasse), and your age.
Understanding the difference between third-party, partial and full coverage (Haftpflicht, Teilkasko and Vollkasko)
We can help you understand these factors so you can make a better decision about which insurance you need. A good start is to learn more about what third-party liability insurance actually entails. This will give you a good idea about what is covered and what kind of insurance you may need to take out in addition. The main options here are to add either fully comprehensive or partially comprehensive insurance.
Switching car insurance in Germany
Many people switch car insurance on an annual basis. Traditionally, switching season for car insurance in Germany is in the fall, when contracts are up for renewal. However, changing car insurance is also possible throughout the year as long as certain factors apply.
Most people switch in order to take advantage of new offers and to save money. The cost of your car insurance should definitely be a factor in your decision-making process. At the same time it is important to choose car insurance which actually matches your needs. Truth is: Some insurance providers will be better able to cater to your specific needs than others. Joonko helps you navigate the car insurance landscape and helps you find the car insurance that suits you best*.
* Note regarding the car insurance comparison
Joonko has shut down its car insurance comparison as of October 30, 2020. The comparison is now done by another provider. Joonko earns an affiliate commission on every sale. For the user the comparison remains free of charge.